What You Keep From OnlyFans
OnlyFans keeps 20% of every fan payment, so you keep 80% before tax. With an agency, its share comes on top: the BBC and The Guardian report cuts of about 35% to 70%. Enter your numbers below to see what is left for you and how much an agency would have to grow your income to pay off.
You keep per month: $5,596.
You keep per month
$5,596
80% of what your fans pay
- Fans pay
- $6,995
- OnlyFans fee (20%)
- −$1,399
- Agency share (0%)
- −$0
- You keep
- $5,596
Amounts in US dollars, before tax. Nothing you enter is stored or sent.
How much does OnlyFans take?
OnlyFans keeps 20% of every payment a fan makes: subscriptions, paid messages and tips alike. The other 80% is yours, before tax.
Sources: OnlyFans Terms of Service
How much do agencies take?
Most agencies take a percentage of your earnings. Journalists report cuts from about 35% to 70%, most often around 50%. These are reported figures, not a fixed rate.
Always ask what the percentage is taken from. 50% of what is left after the OnlyFans fee leaves you 40% of what your fans pay. 50% of the full fan payments leaves you only 30%.
Sources: BBC News, June 2026 · The Guardian, June 2026
When does an agency pay off?
An agency pays off when it grows your income by more than it takes. The calculator shows the growth you need to break even.
- 30% after the OnlyFans fee: your income has to grow by about 43%.
- 50% after the OnlyFans fee: your income has to double.
- 40% before the OnlyFans fee: your income has to double as well.
What about taxes?
The calculator shows amounts before tax. What you owe depends on where you live, so talk to a tax adviser in your country.
OnlyFans earnings questions
How much of my OnlyFans earnings do I keep?
80% of every fan payment before tax, because OnlyFans keeps 20%. With an agency, its share is taken on top.
What share do OnlyFans agencies take?
The BBC and The Guardian report cuts of about 35% to 70% of a creator's earnings, most often around 50%. Ask whether the share is taken before or after the OnlyFans fee.
How do I know if an agency is worth its share?
Compare the growth it would need with what it can show you. At 50% after the OnlyFans fee, it has to double your income just to match what you keep on your own.
Does the calculator store my numbers?
No. Everything is calculated in your browser, and nothing you enter is stored or sent.